When most people think about insurance premiums, they assume it’s all about age, coverage, and driving records. But for health and life insurance, your lifestyle plays a huge role in how much you pay. Everything from your smoking status to how often you exercise or visit the doctor can directly impact your premiums. Whether you’re […]
Imagine a fire, flood, or natural disaster shuts down your business overnight. You’re unable to serve customers, pay employees, or bring in revenue, but your bills don’t stop. That’s where Business Interruption Insurance steps in. This often-overlooked coverage can be a financial lifeline, helping businesses survive temporary closures and bounce back stronger. If you run […]
Gone are the days of digging through filing cabinets for policy documents or waiting days to hear back about a claim. Today, technology is rapidly reshaping the insurance industry—making it faster, smarter, and more customer-focused than ever. Whether you’re shopping for auto coverage, filing a home claim, or managing your life insurance policy, new innovations […]
You’ve probably heard the pitch: “Bundle your policies and save!”—and it’s not just a marketing line. Bundling insurance policies like auto, home, renters, or business coverage can offer real savings and convenience. But is it always the best choice? Let’s explore the advantages and potential drawbacks of bundling your insurance so you can make an […]
When you’ve worked hard to build significant wealth, protecting that wealth isn’t just smart—it’s essential. Yet many high-net-worth individuals are unknowingly underinsured, relying on standard policies that fail to cover their unique assets and risks. From luxury homes and vehicles to art collections and liability exposures, a one-size-fits-all policy just doesn’t cut it. If you […]
Don’t Let a Celebration Turn into an Emergency Every year, the 4th of July lights up the sky with dazzling fireworks—but it also sends thousands of people to emergency rooms due to burns, fires, and accidents. While fireworks are a staple of Independence Day celebrations, mishandling them can lead to dangerous and even life-altering consequences. […]
Think flood insurance is only for those living near rivers or coastlines? Think again. Every year, countless homeowners are blindsided by water damage caused by unexpected floods—in places they thought were safe. One heavy storm or blocked drainage system can turn a dry street into a waterlogged disaster zone. And without flood insurance? The cleanup […]
When families think about life insurance, the focus often falls on the primary breadwinner. After all, their income supports the household financially. But there’s another crucial member of the family whose contributions, though unpaid, are just as vital—stay-at-home parents. The Invisible Workforce at Home Stay-at-home parents may not earn a paycheck, but their daily work […]
When disaster strikes, are you ready to file an insurance claim? Below is a simple step-by-step guide to help you through the process — from the moment something goes wrong to the final settlement. 1. Assess the Situation and Stay Safe Before anything else, make sure you and others are safe. In emergencies like auto […]
Caden Gliva is serving as a Marketing Intern at Briggs Agency for the summer of 2025. He joined the agency in 2025 and has quickly come to appreciate the welcoming atmosphere and the opportunity to work alongside such a supportive and professional team. He is currently pursuing his degree in Marketing at Valparaiso University, with […]