What to Do If Someone Hits Your Parked Car?

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It can be frustrating to see that your car has been hit in the parking lot after just treating yourself to a shopping spree. In many cases, it doesn’t matter if the person who hit you flees the scene or stays. In both cases, knowing what steps to take can make the insurance claim process much faster. There are several steps you should consider determining which insurance policy is the right fit for you. Here’s what you should understand when someone hits your parked vehicle.

 

 

Get Information from the Driver and Gather Evidence

If the person who hit your car is still at the scene, it is important to gather the following information:

  • Full name and contact information
  • Driver’s license information
  • License plate number
  • Insurance company
  • Policy Information
  • Vehicle make, model, and color

It is also important to focus on documenting the scene and gathering any evidence that can be found instead of arguing about who is at fault.

Contacting Your Insurance Company and the Company of the Other Driver

If needed, a police report can be made. One possible way to deal with the consequence is to contact the driver’s insurance company. Their property damage liability insurance may cover for the damage on your car.

You can also contact your insurance company to file a claim. If your insurance policy includes collision coverage, it can usually take care of any repairs on your vehicle, whether or not your car was parked or not.

Getting an Estimate Before Making Repairs

Unless your vehicle needs immediate repairs to remain safe, avoid starting repairs before the insurance has time to document the damage. This is crucial because the insurance company may cover for any damages based on your coverage.

 

 

Finding out that someone hit your car can be frustrating. However, knowing what steps to take next can help you get through the problem without frustration. Reviewing your insurance policy can help you know exactly how to respond in such situations.

 

You can experience the benefits of being a part of a full-service Independent Insurance Agency today! Simply contact Briggs Agency, Inc. if you are interested in an insurance review at 219-769-4840 or visit our website at www.BriggsAgency.com. We look forward to hearing from you!

Blog written by: Sara Trajanoska