Holiday Travel Tips & Insurance Add-Ons You Might Actually Need
Holiday Travel Tips & Insurance Add-Ons You Might Actually Need
The holidays are one of the busiest (and most chaotic) times to travel. Whether you’re flying across the country to see family, taking a road trip to the mountains, or escaping the cold for a sunny getaway, one thing’s for sure: a little preparation goes a long way—especially when it comes to insurance!
Here’s your friendly guide to staying safe, protected, and stress-free this season.
🧳 1. Smart Packing Tips for a Stress-Free Trip
✔️ Pack essentials in your carry-on
Lost luggage spikes during holiday travel. Keep medications, chargers, and valuables with you.
✔️ Take photos of your bags
Snap quick pics of your luggage—it helps with claims and recovery if bags go missing.
✔️ Don’t forget your insurance documents
Have digital AND paper copies of:
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Auto insurance (if you’re driving)
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Travel insurance details
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Health insurance cards
🚗 2. Road Trip Safety Tips
If you’re hitting the highway, here’s how to stay safe:
Check your car before leaving
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Tire pressure
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Oil level
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Wiper fluid
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Spare tire condition
A 10-minute check can save hours of holiday breakdown drama.
Prep for winter conditions
Pack blankets, snacks, a first aid kit, a flashlight, and an ice scraper.
Bonus tip: Keep a portable phone charger in the car.
Know your roadside assistance coverage
Many plans protect you from:
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Towing costs
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Battery jumps
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Flat tire help
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Emergency fuel delivery
If you’re unsure what your policy covers, we can break it down for you!
✈️ 3. Air Travel Tips to Stay Ahead of Delays & Cancellations
Arrive early (like… really early)
Security lines + holiday crowds = chaos.
Sign up for airline text alerts
They’ll notify you of gate changes or delays—sometimes before announcements are made.
Traveling with kids?
Bring snacks, extra clothes, and downloaded movies. You’ll thank yourself later.
🛡️ Insurance Add-Ons That Are Actually Worth Considering
Holiday travel doesn’t just bring excitement—it brings risk. These optional coverages can save you big headaches:
🧳 1. Travel Insurance
Perfect if you’re flying or going on a long trip.
What it can cover:
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Trip cancellations (weather, illness, emergencies)
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Lost, stolen, or delayed luggage
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Emergency medical expenses
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Medical evacuation
If you’ve prepaid for hotels, events, or excursions, travel insurance is highly recommended.
🚘 2. Rental Car Insurance
If you’re renting a vehicle during your trip, don’t rely solely on what the rental company offers. Independent coverage can include:
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Collision damage
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Theft protection
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Liability coverage
Bonus: Some credit cards also offer rental coverage—worth checking before you decline or accept the rental company’s policy.
🏠 3. Homeowners or Renters Add-Ons While You’re Away
Even when you’re traveling, your home still needs protection.
Ask about:
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Extended theft protection (holiday break-ins rise this time of year)
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Home monitoring discounts
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Water backup / burst pipe coverage (winter freeze risk!)
🚑 4. Emergency Roadside Assistance
If your travels involve driving—even just a few hours—this is one of the most affordable and useful add-ons.
Covers:
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Towing
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Battery jumps
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Lockouts
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Flat tire fixes
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Fuel delivery
Trust us… it always pays for itself eventually. 🙃
Final Thought: Give Yourself the Gift of Peace of Mind
Holiday travel should be joyful—not stressful. With a little preparation and the right insurance protections in place, you can focus on what really matters: making memories with the people you love.
If you’d like help reviewing your coverage or exploring travel-friendly add-ons, our agency is happy to walk you through your options.
Safe travels & happy holidays!
You can experience being a part of and full-serviced independent Insurance Agency today! Simply contact Briggs Agency Inc, if you are interested in an insurance review at 219-769-4840 or visit our website at www.BriggsAgency.com. We look forward to hearing from you!
Blog post written by: Zachary Pelke
