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Entries by BriggsAgency

Commercial Auto vs. Personal Auto Insurance

Choosing the right insurance policy for your vehicle is based on more than just what type of vehicle you have. The purpose of your vehicle is also an important part of your choice. A car used for every day, personal use has needs different insurance policies than the vehicle you use in your business. When […]

Tips to Reduce Insurance claims on the Job Site

A job site can change quickly, and even a small mistake can turn into an expensive problem. One loose tool, an unsecured ladder, a distracted driver, or an overlooked safety hazard could lead to an injury, damaged property, stolen equipment, or a costly insurance claim. For contractors, these incidents can also mean project delays, lost […]

Questions to Ask Before Buying Insurance

Buying insurance is about more than finding the lowest price. It’s about making sure you have the right protection when you need it most. Before purchasing an insurance policy, it’s important to understand exactly what you’re getting. Coverage limits, claiming process, and many other things that can all make a major difference in how well […]

What Every Subcontractor Should Know About Insurance

Introduction Imagine finishing a major construction project, getting ready to collect your payment, and then discovering that one accident could cost your business thousands—or even put you out of business. For subcontractors, insurance is more than just another business expense; it is a critical part of protecting your company, employees, equipment, and financial future. Every […]

General Liability vs. Professional Liability

Having a business comes with its risks. A customer could slip and fall at your location, an employee could accidentally damage a client’s property, or a customer could claim that your professional advice caused them financial harm. While business owners may take every precaution possible, accidents are still possible. Two coverages that are often confused […]

How To Save Money On Auto Insurance Without Sacrificing Coverage

Introduction Imagine opening your monthly bills and realizing that your car insurance costs almost as much as your car payment. For many drivers, auto insurance is one of the largest recurring expenses, but paying less does not have to mean giving up important protection. With the right approach, drivers can lower their insurance costs while […]

What is Gap Insurance?

Gap insurance stands for Guaranteed Asset Protection insurance. Gap is an optional type of auto insurance that protects drivers who decide to finance or lease a vehicle. This type of insurance helps cover the difference between the amount a vehicle is worth at the time of a total loss and the amount of that is […]

Understanding Comprehensive vs. Collision Coverage

Understanding the difference between comprehensive and collision coverage is an important part of making informed decisions about your auto insurance. Although both coverages can help pay for damage to your vehicle, they apply in different situations. Collision coverage generally helps with damage caused by an accident involving another vehicle or object, while comprehensive coverage typically […]