🧠 Understanding Co-Insurance and Its Impact on Your Policy Know what you’re really paying for—before the bill arrives. When it comes to health insurance—or any insurance, really—most of us think we’re covered after the deductible. But then… co-insurance enters the chat. So, what is co-insurance, why does it exist, and how does it affect your […]
💡 Understanding Insurance Premium Payments: Monthly vs. Annually When purchasing any type of insurance—whether it’s auto, home, life, or health—one of the most important financial decisions you’ll face is how to pay your premiums. Insurance companies usually offer multiple payment options, with monthly and annual payments being the most common. But which payment schedule is […]
Welcome to the era of the sharing economy, where your spare bedroom—or even your entire home—can become a lucrative side hustle. Platforms like Airbnb have revolutionized travel and hospitality, letting regular folks turn into short-term rental hosts with the tap of an app. But here’s the million-dollar question:Are you insured? Like, really insured? 😬 If […]
When you’re bidding on a commercial construction project, every dollar matters. One of the biggest mistakes small to mid-size contractors make is not properly including insurance and bonding costs in their bids. Underestimating these costs can eat away at your profit margin—or even turn a winning bid into a loss. Here’s a step-by-step approach to […]
When it comes to protecting your business, insurance is not just a box to check. Property and casualty insurance is a major investment—and like any investment, you should approach it strategically. The good news is, small businesses have more room to negotiate with insurance carriers than many realize. By preparing the right information and presenting […]
🛡️ What to Consider When Insuring Valuable Collectibles 🎨 Tips for Protecting Your Art, Antiques, and Other Prized Possessions Collecting valuable items—whether it’s fine art, vintage antiques, rare coins, or sports memorabilia—is more than just a hobby. It’s a passion, an investment, and sometimes a legacy. But while collectors often go to great lengths to […]
Think stay-at-home parents don’t need life insurance? Think again.While they may not bring home a paycheck, their contributions are priceless—and replacing them could cost your family tens of thousands of dollars a year. If you’re building a financial safety net for your family, you can’t afford to overlook life insurance for a stay-at-home parent. Here’s […]
Before we begin: Auto insurance is essential—but that doesn’t mean it has to be expensive. Many drivers are surprised to learn just how many auto insurance discounts are available. Whether you’re a seasoned driver or just got your license, knowing which discounts you qualify for—and how to earn more—can make a big difference in your […]
As my internship draws to a close, I would want to take a moment to sincerely thank Briggs Agency, Inc for an experience that will always be remembered. I’ve developed professionally and personally over the last several months in ways I never would have imagined, and I owe it all to the amazing people and […]
When most people think about insurance premiums, they assume it’s all about age, coverage, and driving records. But for health and life insurance, your lifestyle plays a huge role in how much you pay. Everything from your smoking status to how often you exercise or visit the doctor can directly impact your premiums. Whether you’re […]