Ways to Reduce Premiums for Contractors Insurance

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Briggs Insurance Agency works with construction companies all over Indiana and Illinois. Our goal is to help you find the best deal and obtain adequate insurance coverage for your business. Contractors are exposed to a variety of risks throughout the course of work. A quality insurance program is one of the best ways for your to manage risk in your business and ensure your continued success.

As your independent agency we will help you reduce your premium to keep more money in your pocket.

Here is a handful of tips to keep your premiums low:

  • Have multiple options
    • As an independent agency with 80 years in business we have multiple options that we can provide for you. You can leverage our relationships and deep knowledge of the construction insurance industry.
  • Safety Program
    • Insurance companies offer better pricing for safety conscious contractors. A good safety program will result in fewer claims,
  • Payroll classification and estimates
    • Most contractors’ premiums is determined by payroll amount. Often times a misclassification of payroll or over/under estimation of payroll can result in unexpected premium increases.
  • Discounts
    • Are you getting all of the discounts that your business qualifies for?

We would be happy to have the opportunity to work with your business in 2025. Contact us for an opportunity to see a competitive proposal.